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You Lost the House. But You Might Still Be Owed Thousands.
You thought it was over. The debt was cleared. The house is gone.
But if your home sold at auction for more than what you owed, that leftover money — called surplus funds — is legally yours.
Most people never hear about it. Most never claim it.
That’s where we come in.
We help California homeowners recover their surplus funds quickly, safely, and with zero upfront cost.
Our in-house attorney handles the entire process — you just verify who you are.
You Lost the House. But You Might Still Be Owed Thousands.
You thought it was over. The debt was cleared. The house is gone.
But if your home sold at auction for more than what you owed, that leftover money — called surplus funds — is legally yours.
Most people never hear about it. Most never claim it.
That’s where we come in.
We help California homeowners recover their surplus funds quickly, safely, and with zero upfront cost.
Our in-house attorney handles the entire process — you just verify who you are.
How It Works (in 3 Simple Steps)
We know you’ve already been through enough. That’s why our process is built to be fast, safe, and stress-free.
Step 1: We Confirm You’re Owed Surplus Funds
Just give us your name and property address. We’ll check if your foreclosure created leftover funds.
Step 2: You Sign — We Handle the Legal Work
Once you authorize us, our in-house attorney files everything. No court dates. No hidden costs. You don’t owe a dime unless we recover money.
Step 3: You Get Paid
If funds are available, you’ll receive a check — usually within weeks. It’s that simple. We fight for what’s already yours so you can move forward with peace of mind.
As Seen On
Real Clients. Real Testimonials.
See why so many people trust UR Surplus Funds—and why we’ve earned 5-star reviews from clients across California.
Bryant - Los Angeles, CA
⭐⭐⭐⭐⭐
March 30, 2025
After the foreclosure, I didn’t even want to open my mail anymore. Everything reminded me of how badly I messed up. I was staying with my sister, sharing a room with my kids. I felt like a failure — like I let them down.
Then I got a voicemail from UR Surplus Funds. I almost didn’t call back. But something told me to just check. When I spoke to them, they weren’t pushy. They were calm. Kind. I actually cried on the phone — just from finally feeling like someone was on my side.
A few weeks later, they called and said I was getting back over $21,000. I had no idea that was even possible. That money let me get our own apartment again. A door. A bed for my son. A fridge with food.
I’m so thankful I picked up the phone. This company didn’t just help me get money — they helped me feel like I could breathe again.
Carlos M. – Riverside, CA
⭐⭐⭐⭐⭐
February 11, 2025
I was already sick of it all — the foreclosure, the stress, feeling like the system had played me.
So when I got a voicemail saying I might be owed money, I laughed. Free money? Sounds like a scam. I almost blocked the number.
But that night, something about the guy’s voice felt real. I called back.
He explained surplus funds simply: if your home sells for more than what you owe, that extra money belongs to you — the county holds it, but no one tells you.
I was skeptical and told him to be straight with me. He said I’d pay nothing unless they recovered the money, and their attorney would handle it all. No court, no leaving the house.
Six weeks later, I got a check for $51,200. I sat there shaking, flipping it over like it wasn’t real.
That money changed everything — I paid off my car, medical bills, even helped my mom with rent.
More than the cash, it was the feeling of finally catching a break. If I hadn’t called back, I’d have left fifty grand for the government.
Elaine M. – Sacramento, CA
⭐⭐⭐⭐⭐
April 7, 2025
After my husband passed, I could barely function. I was drowning in grief and bills. The house went into foreclosure, and honestly, I just let it happen. I didn’t have the strength to fight anymore.
I got a voicemail from UR Surplus Funds weeks later. I didn’t call back. I ignored the next one too. But the third time, something in the woman’s voice just felt… genuine.
When I finally called back, she explained that my house had sold for more than what was owed — and there was $66,000 left over. I had no idea that was even possible.
I expected paperwork nightmares, court dates, something stressful. But they handled everything. Their attorney took care of it all. I just had to verify a few things.
When the check arrived, I sat in my kitchen and sobbed. That money helped me move into a safer place, pay off my husband's funeral, and take a breath.
I never thought I’d say this about a company — but they brought me peace. Not just the money… the way they treated me.
Claim Your Surplus Funds with Ease
Getting your leftover foreclosure funds shouldn’t be confusing or stressful. If you’ve lost your home, you might be owed thousands — but most people never claim it because they don’t know how, or don’t trust the process.
No legal headaches or confusing forms
No upfront costs — we’re paid only if you get paid
We verify everything before reaching out
You’ll be represented by a licensed attorney
We handle everything for you — start to finish
Our Promise
We know how overwhelming it feels to lose a home — the stress, the frustration, and the fear that it’s all gone. But in many cases, money is still owed to you. We built Ur Surplus Funds to make sure you actually get it.
We take care of the paperwork, the legal process, and every detail in between — so you don’t have to lift a finger. You’ll be represented by a licensed attorney, and we’ll always treat you with respect, honesty, and care.
This isn’t just about money. It’s about giving you peace of mind, closure, and a fresh start.
The Benefits
Of Claiming Your Surplus Funds with Ur Surplus Funds™
Traditional Process
Complex legal paperwork and deadlines
Confusing process dealing with the trustee or courts
Money often goes unclaimed or tied up for months
Risk of giving up or missing your opportunity
Ur Surplus Funds™
We handle all the legal work for you
You get an experienced team and in-house attorney fighting for you
Fast, efficient recovery of funds — with regular updates
No upfront costs — we only get paid when you do
💸 Ready to Claim What’s Already Yours?*
Get your FREE funds recovery review today
We Recover Surplus Funds — For People Who Deserve a Break
If you’ve lost your home to foreclosure, you may be owed thousands — sometimes tens of thousands — of dollars in surplus funds. But most people never claim it because the process is overwhelming, confusing, and filled with legal red tape.
That’s where we step in.
At Ur Surplus Funds™, we make it simple. With over 1,500 claims processed and an in-house attorney by your side, you don’t have to fight through the paperwork or deal with the trustee alone. We do the hard work — you get the money that’s rightfully yours.
✅ No upfront costs
✅ Full legal representation
✅ Stress-free, step-by-step process
We’re the last call — and the right one.
Common Questions We Hear from Homeowners After Foreclosure
What is foreclosure surplus recovery, and how can UR Surplus Funds help?
Foreclosure surplus recovery is the process of reclaiming excess funds left over after a foreclosure sale. If your property was sold for more than what was owed to the lender and other lienholders, you may be entitled to receive the surplus funds. UR Surplus Funds specializes in helping former homeowners recover these funds quickly and efficiently.
How do I know if I have surplus funds from my foreclosure?
If your property was sold at a foreclosure auction for more than the amount you owed, there might be surplus funds available. UR Surplus Funds can review public records and determine if you are owed money. Contact us for a free assessment.
How long do I have to claim my surplus funds?
In California, the time frame to claim surplus funds is typically within one year after the trustee's sale. However, waiting too long may result in losing your claim. UR Surplus Funds ensures a smooth process, so you don’t miss your opportunity to recover what’s rightfully yours.
Do I have to pay upfront fees to recover my surplus funds?
No! UR Surplus Funds works on a contingency basis, meaning there are no upfront fees. Our fee is only collected after we successfully recover your funds. If we don’t win, you don’t owe us anything.
You’ve Been Through Enough — Let Us Handle This Part
Losing your home is overwhelming. The stress, the frustration, the constant feeling like everything’s stacked against you — we see it every day. And trying to claim your surplus funds on your own? It’s confusing, full of red tape, and the last thing you need right now.
That’s where we come in. Our team handles the paperwork, the deadlines, the legal process — all of it — so you don’t have to carry this weight alone.
No court. No upfront costs. No added stress. Just a team that truly cares, fighting to help you get what’s yours — so you can finally breathe and move forward.
This Isn’t a Handout. It’s a Legal Right.
You already lost the home. Don’t lose the money too.
We’re not here to pressure you. We’re here because the money is real, the process is safe, and you deserve a fresh start.
Time is limited. Surplus funds can disappear into state accounts if no claim is filed.